Niki Williams

                                                                    My Process Curious about how I can help you? It's simple, here's how it works.  First, please understand I am NOT Credit Repair. There is no magic button that I, a consultant, or any Credit Repair company can push to just delete all your negative accounts from your credit report. What I do is look for ways to increase your score asap, and I will also prioritize which accounts you need to deal with, and which ones you DON'T need to stress about. This has been so much more beneficial and helpful to my customers, rather than just sending out frivolous dispute letters month after month, wasting time and getting nowhere. We need to get to the bottom of what IS on your credi...

*FAQ'S* Q: How much does it cost? Is there a monthly fee?  A: It is a flat fee of $59 for Individuals and a flat fee of $109 for Couples. There are no monthly fees and your payment information is not stored. We can accomplish what needs to be done in one month.  (Watch my social media for special discounts!)  Q: How long does it take?  A: Cleaning up and building credit is not an overnight process, and every credit profile is different, so it's difficult to say how long it will take to reach your desired credit score. Creditors report to the credit bureaus once a month, not in real time and certainly not on our time, with that being said, we usually see some changes in score within 30-45 days.  Q: The debt belongs to my ex-wife. She was suppose to make the payments. That should simply be deleted, right?  A: No. Creditors and the credit bureaus do not care about your personal arrangements as far as to whom the debt actually belongs to. If you both sign, it b...